Product information

All the finance solutions your business customers need

Capital Finance offers broker partners a complete business finance solution, supported by fast, friendly and flexible service that adds real value to your business. Many of Australia’s leading brokers partner with us because they know they can rely on our people, products and service.

Our services benefit your customers:

  • Standard terms are from 1 – 5 years, with potential to negotiate terms up to 10 years.
  • Borrow from as little as $5,000.Our finance products may offer a tax effective method of borrowing for new equipment, vehicles or machinery or individuals borrowing for business purposes.
  • Working capital and lines of credit are preserved for use in the customer’s business.
  • Payments can be structured to suit the customer’s cash flow pattern.
  • We offer flexible repayments – monthly, quarterly, bi-annually or annually.

Rental / Operating Lease

Is your equipment outdated? Do you want to avoid capital expenditure? Under a Rental/Operating Lease, goods and equipment are returned to us at the end of the rental period. Of, if it suits you, we can extend or renegotiate the terms

Escrow Facilities/Letter of Credit

We can establish Documentary Letters of Credit (DLC) on behalf of your customers. They enable clients to import goods (capital equipment) without having to pay cash before receiving them.

  • We can arrange ‘at sight’ or terms payments upon installation of the asset and convert the transaction to a Lease/Term Purchase.
  • We rely on the imported asset as security, and the overall credit standing of the customer.

Finance Lease

This is a rapid and an easy way to manage small deals. Our Express Small Ticket service is suitable for transactions from around $5,000, and is ideal for any small business purchase.

Hire Purchase

The main difference between Hire Purchase and leasing is that you gain equity in the asset with each monthly rental payment.

Chattel Mortgage

With this type of loan you will own the goods from day one. If your business uses cash-accounting our Chattel Mortgage option could be right for you. Speak to your accountant for further information.

Novated Lease

Novated Leases are a flexible and convenient way of purchasing a vehicle – and suit both employers and employees. All on-road, registration and insurance costs can be financed in the deal. To find out how you can benefit, call our team today.

CAPITAL QUOTE

Access our online Capital Quote service to see how our range of loan options might work for you.

Access is for our accredited Brokers and Vendors.

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For more information please contact:

Call Us

Capital Finance Business Finance Hotline
Phone: 1300 300 840