Hire purchase

Pay off over time the equipment you need now

A hire purchase contract, or commercial term purchase, means we hold ownership of and security interest over the goods and give you possession of the goods in return for regular payments. This gives you the ability to keep your cash flow healthy by choosing payments you can afford and when the final payment is made, you own the goods.

There are a number of benefits associated with a hire purchase contract, but please speak to your accountant to understand how these may apply to you or your business.

Contracts with or without a deposit, it’s up to you

We are flexible. We can organise a hire purchase agreement without the need for a deposit. However, if you would like to pay something upfront, we can organise that option for you as well.

Flexible options and payment terms

Our lease terms are flexible, and range from 1 to 5 years. Payment terms are designed to suit your business. You can tailor them to suit seasonal cashflow, pay for the goods in full over the term of the contract or even make a balloon payment at the end of the loan.


  • Term: 1 to 5 years
  • Loan Amount: $10,000 and upwards (subject to credit approval)
  • Repayment Frequency: Monthly, quarterly, annually or structured to suit you

Use of the information contained on this page is governed by Australian law and is subject to the Terms and Conditions which can be read on the Terms and Conditions page.